Djt Finserv presents Business Loans
Business Loan is designed to assist the financial needs of an individuals who are aspirants to grow their own enterprise by clubbing their innovative ideas and prior experiences. DJT FinServ have various policies of business loans with competitive interest rate, minimal documentation, and flexible tenure to meet your every business need.
Types of business Loans
Djt Corporation focuses on maintaining a strong core of people and outstanding teamwork which plays a significant role in shaping the destiny of our great nation. Djt Corp. has managed to deal with variations on large scale and overcome challenging situations in a successful way. A focussed vision, innovative spirit, and enthusiastic employees are the mantras behind the success of Djt Corp.
Secured Business Loan
It comes with extra benefits of low interest rate and is given to the individuals who are capable to provide collateral in the form of machinery, land, house etc. as the security for the loan amount.
- Imperfect Collateral
- Semiperfect Collateral
- Perfect Collateral
More about Business Loans
Features of business loans
ELIGIBILITY CRITERIA FOR SECURE BUSINESS LOAN
The below criteria varies according to the requirements of the borrower. So, it is advisable to check the eligibility criteria with your lender before proceeding for the loan.
Should be a self-employed individual, proprietor, Private Ltd. Co. or a Partnership Firm that is involved in the business of manufacturing, trading or services.
Should have a minimum of 3 to 4 years of business experience in the current business.
The applicant should be at least 21 years at the time of applying for the loan, and should be no older than 65 years at the time of loan maturity.
HOW TO APPLY FOR A BUSINESS LOAN?
The simple process to apply for a business loan is as follow:
You can raise the query for a business loan through online or offline channels. You can either apply directly through our official website by clicking on www.djtfintech.com or you may contact our customer executive on phone.
Once the query is being raised, our executive will visit your office. The customer needs to fill the mandatory details of the form. Once the document verification will be done, we will login and check your CIBIL score on the basis of which loan will be approved.
Credit manager within 2 days, will visit the shop and verify the business details and property, stock and sales of the business etc. The physical personal meeting of borrower and credit manager will help the customer to understand all the terms and conditions, procedures, EMI’s and loan applicability in a better way.
The official Credit Manager and borrower will visit the property for invigilation.
The final loan amount by the executive will be discussed after the survey of the property and the customer if satisfied, needs to sign on the agreement of loan amount and property papers.
Your application will be approved, and the loan amount will be disbursed into your bank account.
WHY TO APPROACH DJT FINSERV?
Case Studies
Case Study
Jitender Kumar, staying in Noida, was running his grocery store. During the pandemic, he noticed the growth of his business due to the high demand of essential needs. So, he thought to expand his business. But the problem was shortage of funds. DJT FinServ approach towards him and discussed the plan. Within no time, with mutual agreement on loan amount and verification of documents, the loan was being transferred to his bank a/c. Now, he is successfully carrying forward the wholesale business in groceries, soaring high in terms of success and fame.
Case Study
Rajan Kushwaha was running a manufacturing business in Sports Wear. But it was restricted to only t-shirts and trousers. After 4 years, when the growth of the business stabilizes, he decided to expand his business. To purchase the machine and stock, he contacted DJT FinServ and within specific time, after completion of formalities, the loan amount was being credited in his bank a/c. Now, his business is flourishing in Gurugram as he has started manufacturing jackets, sweatshirts etc. It helped him to gain fame through online marketing also.
Case Study
Israel Khan was working as a carpenter in the society flats. Due to his hard work and skills, people started recognizing him. So, after few years, he decided to add new machines in his kit to work efficiently. DJT FinServ not only helped him in the availability of loan, rather helped him to achieve his goals. Now, he is an expert carpenter in Faridabad and taking orders from surrounding areas also.
Case Study
Afaq, was doing a small-scale business in Kirana store. He noticed that people apart from staples and food, prefers to purchase non-food items also. But due to shortage of space, he was not able to add new stock. After discussing his plans with the DJT FinServ, the loan amount was sanctioned to him. He added the new stock by taking a shop on rent in Greater Noida and now he is able to see the difference in sales growth. His growth is almost double due to all the essentials available at 1 store, which makes it convenient for customers to purchase from nearby shop.
