Your Dreams will be accomplished by DJT Finserv
DJT Finserv is deliberately involved in micro finance and focuses to provide financial services in the unserved areas in a sustainable, ethical, and profitable manner. Our mission is to provide major portion of loan to agricultural, production, manufacturing and business for micro, small and medium enterprises. We try to align the positive impact on the under-banked segments of society by providing designed products and services to lead economic empowerment by bringing them into the national mainstream. The purpose of the program is to provide unsecured loans starting from the range of Rs. 30,000 to assist economically active poor women individually or under Joint Liability Group (JLG).
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Suitable for new small and medium scale entrepreneur.
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Flexible Loan Tenure.
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Do not require any collateral.
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Recycling of loan at higher frequency.
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Purpose is to generate income.
Types Of Microfinances
- Cross Sell Loan - Existing customers get the advantage to avail the other loan for enhancing their livelihood and productivity.
- Top Up Loan - Granted to the existing customers so that they can manage their working capital requirements for their on-going business.
- Income Generation Loans - Type of loan services exclusively for women in rural areas who are in urge to get the capital for their small businesses.
Why to approach DJT Finserv for Micro Finance?
- DJT Finserv focuses on establishing a healthy and profitable lending business with customers.
- DJT Finserv focuses on investing in building deeper connections and controls mechanism to enable healthy growth of the microfinance sector.
- DJT Finserv reaches to marginalized section of society and provides the best services by assisting them about the growth of the business by providing loan at attractive rate.
Eligibility to avail Microfinance loan
- Minimum Age of the borrower should be 18 years and Maximum age should be 58 Years.
- Business vintage at least- 2 years Min.
- Business Place / Residence address should be owned by the borrower (any one).
Our Cereal Entrepreneurs
Milk Selling Business
Our customer named Rubi sharma ,(28 years) W/o Amit kumar sharma, (34 years) was dealing with the problemof fianancial crisis .Amit kumar sharma was working as a seasonal labour due to which it becomes difficult for themto sustainduring other days and afford school fees for their children Arjun and Madhvi. So Rubi sharma took the microfinance loan from DJT FinServ.
Kirana Business
Babita, aged 42 years ,staying in Bulandsahar district,Utter pradesh was married to Anand prakash, aged 41 years. She is havinf two children, named Vansh(16 years) and Harsh(18 years). Anand prakash was a doing a job of manual labour was earning hand to month income.
Beauty Parlour & Cosmetic Shop
Anju, a lady around 24 years old was dependent on her husband Satish kumar for every panny of money. Satish was working as a servent in near by tea stall.They werw having 2 children named, Anamika and Sushant. So, at the wrost times, they have slept empty stomach also. because having 1 earner with so many people to feed was becoming difficult for them to deal with the financial crisis.
Vegetable and Fruits Shop
Lalita devi(aged 36 years old ) married to Mahendra singh(aged 38 years).Lalita was working as maid in nearly areas while Satish Was a farmer. They were living a happy life.But them during corona, both of them lost their source of income and their saving also ended up soon. So, they started exploring for things which are essential for the residents and corona won't affect their life.
